Latest Newsletters
In my last post on Peer to Peer (P2P) Lending, I spoke about how we need to diversify, but we run into a problem if we try to just invest [...]
Death and Disability - What’s in your future and should you buy insurance? I have a 1 in 2700 chance of dying this year, and my wife’s odds are 1 [...]
As our domestic stock market has become expensive, we continue to look for something better. One area HIT revisited in 2018 was the category of fixed income. The high-level overview [...]
When I first wrote about the mental model for purchases I did not imagine that my own personal case study would follow. But then again, who would have thought Hurricane [...]
The golden age of investing is here. The internet, discount brokerages, and free index funds have brought together a trifecta of investing bliss for DIY'ers. My savings journey started 12 [...]
One of the many benefits of writing a blog is the challenge of organizing your thoughts and having them questioned. It’s initially scary to put it out there, but as [...]
I loaded up our HIT Investments fire box and got the research train rolling. Aggregating data from 14 fixed income classes, ranging from international high yield bonds to domestic short-term treasuries, was like shoveling coal: difficult, but necessary.
The illusion of control bias is the tendency for people to think that they have more control than apparent over events. It’s like wearing a rabbit’s foot to an exam [...]
Financial innovation has opened a new and more efficient avenue to connect investors with borrowers. One of the technologies evolving since the mid 2000's has been the Peer to Peer (P2P) marketplace. Since their inception a decade ago they have grown from $0 to $54 Billion.