Our natural human condition is to know and communicate the price of a product while ignoring

Loss aversion refers to our tendency to strongly prefer avoiding losses over acquiring gains. This behavior

Warren Buffett and Charlie Munger, possibly the most successful investors of our time, have regularly

While your savings rate gets you to the playoffs (the race for retirement), making it

If you are even remotely thinking about retirement, our guess is that you have heard a

Global oil production has been outpacing demand for over two years. This oversupply has pushed oil

In the last newsletter we discussed a few of the inherent consequences of dividends. This article

Businesses should consider the objectives of their shareholders like you and me.  After all, we are

Living below your means is an essential step in your path to financial freedom. However,