While your savings rate gets you to the playoffs (the race for retirement), making it

I loaded up our HIT Investments fire box and got the research train rolling. Aggregating data from 14 fixed income classes, ranging from international high yield bonds to domestic short-term treasuries, was like shoveling coal: difficult, but necessary.

Financial innovation has opened a new and more efficient avenue to connect investors with borrowers. One of the technologies evolving since the mid 2000's has been the Peer to Peer (P2P) marketplace. Since their inception a decade ago they have grown from $0 to $54 Billion.

Global oil production has been outpacing demand for over two years. This oversupply has pushed oil

In my last blog post I addressed what action bias is, and why we, as humans,

“The rich rule over the poor, and the borrower is a slave to the lender.” 

Maybe you're thinking of going on a huge shopping spree or perhaps, it's the holiday season

“Compound interest is the eighth wonder of the world. He who understands it, earns it ...

We all put off unpleasant tasks.  In surveys 95% of all people admit to procrastinating, with